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ClaimSafe

The Claim Compliance Firewall

Forensic-grade escrow and verification engine for insurance fraud prevention

Eliminating "Dash-for-Cash" fraud through automated compliance and transparent verification

The Problem

$308 Billion

Annual insurance claims fraud in the US

🚨 Current tools detect fraud after funds are disbursed
🚨 "Dash-for-Cash" schemes cost insurers 25-40% of payouts
🚨 Homeowners vulnerable to contractor fraud and material theft
🚨 No transparent, audit-defensible claim process

Our Solution

Hold claim funds in forensic-verified escrow

Release only when proof matches project milestones

Prevention over Detection: Stop fraudulent claims before funds move, not after

Multi-stakeholder platform with separate secure portals for:

Multi-Portal Architecture

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Homeowner Safe Box

Vault access, escrow milestone tracking, and payout approval controls

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Adjuster Portal

Carrier-facing read-only access to claim records and audit trails

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Contractor Safe Box

Onboarding, compliance updates, and project dashboard

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Supply Chain Portal

Materials sourcing and co-op marketing partnerships

The 15/45/40 Payout Matrix

Funds released based on physical milestones & forensic verification

15%

Startup Handshake

Contract signing + ID verification
10% Roofer + 5% ClaimSafe

45%

Material Draw

GPS-tagged photo proof of materials on-site

40%

Final Payout

Homeowner approval trigger + work completion

✓ Every transaction tied to GPS + time-stamped visual proof

Market Opportunity

Market Size: $4.2B fraud detection market (2023)

Growth Rate: 25% CAGR through 2030

Key Drivers: Digital claims, AI-generated fraud, synthetic media, insurance demand for transparency

                    Timing: AI-generated deepfakes creating urgent need for verification layers before fund release
                

Competitive Differentiation

Competitor	What They Do	ClaimSafe Advantage
Xactimate	Repair estimating software	Escrow + verification layer
Symbility	Documentation & estimating	Can integrate + prevent fraud
Shift Technology	AI fraud detection	Prevents fraud, doesn't just detect
Verisk ClaimSearch	Claims data sharing	Data + escrow verification

Unique Position: Only platform combining escrow + forensic verification

AI-Powered Features

Automated Escrow Release

AI verifies forensic proof against claim milestones, triggers automatic fund releases

Fraud Pattern Detection

ML models flag suspicious patterns before escrow release

Compliance Scoring

AI-driven monitoring of contractor network compliance

Real-Time Claims Intake

Intelligent routing, escrow calculation, fraud signal identification

Forensic Metadata Engine

GPS + time-stamp verification, deepfake detection, image analysis

Predictive Materials Engine

Smart material sourcing and cost projections

Enterprise Security

✓ Forensic metadata on every transaction (GPS + timestamp)
✓ Regulatory compliance manifesto
✓ Carrier transparency via Insurance Portal API
✓ Row-level security in Supabase with encrypted data
✓ Universal contractor onboarding (license + bond verification)
✓ Audit trail for every transaction and user action

"We don't just follow the law; we automate it."

Revenue Streams

Per-Claim Fee

5% service fee on claim escrow amount (included in 15% startup payout)

Carrier Subscriptions

Insurance carriers pay per-month for adjuster portal access + fraud analytics

Contractor Network

Subscription fees for compliance tools and supply chain marketplace access

Materials Marketplace

Co-op sourcing and contractor discount program commissions

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Stop Fraud Before It Happens

ClaimSafe: The forensic-grade escrow layer that prevents insurance fraud

                Homeowners protected • Contractors verified • Carriers confident • Fraud eliminated
            

Built on transparency, secured by forensic proof, powered by AI